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July 16, 2008

Moody's
Foreign Currency Deposits Hybrid Tier 1 Debt & Deposit
Outlook
Bank Financial
Strength (BFSR)
Long-Term Short-Term
Baa2 P-2 B1 Stable D-

S&P
Issuer Hybrid Tier 1 BFSR Outlook Bank Financial
Strength (BFSR)
Long-Term Short-Term
BB+ B B+ Negative D+

TRIS
Issuer Subordinated Outlook
A+ A Stable

Sovereign Ratings
  Foreign Local Outlook
Long-Term Short-Term Long-Term Short-Term
Moody's Baa1 P-2 - - Stable
S&P BBB+ A-2 A A-1 Stable


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