TMB Home for Cash
Today your “ home ” can bring more happiness than you can imagine. Start a new day of your life with Mortgage Plus and you can pick your wish.
Service Feature
Three types of loan to suit borrower’s needs.
- Easy : Term Loan
- Flexy : O/D
- Combo : Term Loan áÅÐ O/D
Credit Limit
Minimum Loan limit 500,000 Baht Not more than 10,000,000 baht branches in UPC.
Minimum Loan limit 700,000 Baht Not more than 10,000,000 baht branches in Bangkok and Metropolitian.
Interest Rate
Loan Type Interest Rate
Term Loan Non MRTA Year 1 – 2 MLR - 1.00 % per annum
Year 3 onward MLR - 0.25 % per annum
Term Loan MRTA Year 1 MLR - 1.50 % per annum
Year 2 MLR - 1.00 % per annum
Year 3 onward MLR - 0.25 % per annum
O/D MOR per annum
Tenor
Term Loan
Maximum 15 years but the sum of tenor and borrower’s age must not exceed 65 years.
O/D Limit
Subject to annual review
Service Fees
- Front End Fee : credit Limit < 5 Million Baht charged 2,500 Baht .
credit Limit > 5 Million Baht charged 5,000 Baht .
- Prepayment Fee : charged 2.0% of repayment amount minimum 5,000 Baht.
- nnnal Fee : for O/D charged 2,000 Baht per annum but wave for the first year.
Collateral
- Residential property under the ownership of the borrower or co-borrower
Documents Required from Borrower/ co-borrower/ spouse
- A copy of I.D. card and house registration
- Last payroll slip (original) if available or salary confirmation letter
- A copy of a passbook or bank’ s statement for the last 6 months
- A copy of the title deed of the property (actual size of every page)
- Document demonstrating loan purpose (if any)
Remark : For the case of entrepreneur / business owner, please includes
- A copy of company’s registration or trade registration and a copy of the list of shareholders
- A copy of bank statement of the account used for the business or a copy of income -expense accounts for the past 6 months
For Further Information
All TMB Bank branches
TMB Phone Banking Tel.1558
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