Whether it would be a brand new house or pre-owned one, we’ll make your dream comes true with choices you can make by yourself..
Feature Highlight
- A versatile housing loan for buying a new house,condominium suit, commercial building,
constructing a house on your own land.
Credit Limit
- Not more than 90% of selling price and not exceed 90% of Bank’s appraisal value whichever lower.
Interest Rate
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Interest Rate |
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year 1 Fixed Rate 3.99% per annum
year 2 Fixed Rate 5.50% per annum
year 3 onward MLR-0.75% per annum |
Fee
- Inspection and appraisal fee, and fee for finishing payment before tenor period will be collected at the bank’s announced rate
- Front End Fee charged 0.25% of Credit Limit Minimum 1,000 Bath Maximum 10,000 Bath
Tenor
- For House : No more than 30 years. The sum of tenor period and borrower’s age must not exceed 65 years.
- For Condominium : No more than 25 years. The sum of tenor period and borrower’s age must not exceed 65 years.
Documents Required from Borrower/ co-borrower/ spouse
- A copy of I.D. card and house registration
- Last payroll slip (original) if available or salary confirmation letter
- A copy of a passbook or bank’ s statement for the last 6 months
- Document demonstrating loan purpose eg. a copy of the title deed of the property (actual size of every page) / a copy of To Sell and Purchase Agreement / a copy of order form / brochure
Remark : For the case of entrepreneur / business owner, please includes
- A copy of company’s registration or trade registration and a copy of the list of shareholders
- A copy of bank statement of the account used for the business or a copy of income -expense accounts for the past 6 months
For Further Information
- All TMB Bank branches
- TMB Phone Banking Tel.1558
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