ลูกค้าธุรกิจSME
  • SME ธุรกิจที่มียอดขาย ไม่เกิน 500 ล้านบาท ต่อปี

ลูกค้าธุรกิจองค์กร
  • CORPORATE ธุรกิจที่มียอดขาย เกิน 500 ล้านบาท ต่อปี

TMB SME Credit

TMB SME Credit

 

A credit that fulfills all business needs and ensures smooth and steadily-growing businesses, encompassing short-term and long-term working capital, or guarantee

  • Fulfilling all business needs to ensure smooth pace of operation and sustainable growth

  • of collateral value

Credit Types

Businesses that need long-term credits

  • Loan for business investment in plant expansion, building renovation, machinery procurement, etc.

Businesses that need short-term working capital

  • Overdraft (O/D)
    Another form of credit to be used as working capital, with entitlement to O/D draw-down through current account to facilitate business operation with more efficiency and liquidity
  • Promissory Note (P/N)
    To meet your short-term financial needs under any business situation, TMB offers you P/N to ensure a fully integrated management of your business’s liquidity.
  • Bill of Exchange (B/E)
    B/E is another convenient way to better serve financial business needs and suits each individual type of business.

Business that require guarantee services

  • Letter of Guarantee (L/G)
    • Competitive Bidding
    • Bid Bond
    • Advance Payment Guarantee
    • Performance Bond
    • Loan Guarantee
    • Guarantee to Revenue Department
    • Utilities Payment Guarantee
    • Credit Guarantee
    • Guarantee to Court
  • Certificate of Finance
  • Aval / Acceptance

 

Qualifications of borrowers

  • Individuals between 20-65 years old or juristic persons of Thai nationality
  • At least 2 years of business experience
  • Total sales per year not exceeding Bt. 500 million
  • Not being NPL with any financial institutions

Required documents

Documents For individual For juristic persons
Borrower/co-borrower Guarantor/ spouse Juristic person Authorized signatory/ shareholder with over 30% shareholding
Copy of identity card  
Copy of house registration  
Copy of statement from financial institution over the past 6 months    
Copy of title document regarding collateral    
Copy of personal income tax certificate      
Copy of business license      
Copy of marriage/ divorce certificate (if any)  
Copy of certificate for change of name/ family name (if any)  
Copy of sale contract, or copy of deposit payment contract on goods or assets (if any)    
Certificate of incorporation of partnership/ company of not over 3 months from the date of the document submission      
Company’s memorandum and articles of association      
List of shareholders of not over 3 months from the date of the document submission      
Minutes of the meeting which is not over 3 months from the date of the document submission of the juristic person, with approval resolution passed for credit application and/ or account opening with TMB      
Registration of Company‘s seal (BorOrJor.3)      
Copy of tax ID card      
PorPor.3 Form over the past 3 months      
Financial statements over the past 3 years      
Letter of consent for disclosing the result of Credit Bureau Report    

Note: The Bank may request additional documents as deemed appropriate. The Bank reserves the right to approve loans and interest rates as per its regulations and criteria.

Term

  • Maximum term of up to 7 years

Collateral

  • Immovable properties e.g. land, core asset which is land with construction, or accommodation
  • Movable properties e.g. bank deposits/ bill of exchange of TMB only, treasury bonds, etc.
  • Other types of collateral as deemed suitable by the bank.
  • แจ้งความต้องการใช้สินเชื่อ
  • ศูนย์ธุรกิจลูกค้าผู้ประกอบการ
  • TMB SME Newsletter
  • MLR
    7.375 %
  • MOR
    7.90 %
  • MRR
    8.275 %
  • CPR
    18.00 %
E-Newsletter Subscription
Home | Condo | Townhouse | Home for Rent | Condo for Rent | Townhouse for Rent