
Your own house allows you to be more flexible and fulfill your dream with multipurpose loan. At TMB, we offer customized advisory service by our professional
- For land with structure: a maximum loan of 85% of appraisal value
- For a condominium unit: a maximum loan of 75% of appraisal value
- For Single-House, Town home, and Twin home maximum loan 60% of appraisal value
- For Condominium maximum loan 60% of appraisal value
- For Single-House, Town home, and Twin home maximum loan 80% of appraisal
value
- For Condominium maximum loan 70% of appraisal value
| Documents required | Salaried Earners | Business Entrepreneurs |
| 1. General documents | ||
| A copy of national ID card / government official ID card / state enterprise employee’s ID card | ||
| A copy of house registration certificate (all pages) | ||
| 2. Income Verification Documents | ||
| Salary confirmation letter (most recent 2 months) and a pay slip | ||
| A copy of bank statement of the account to which monthly salary is transferred | ||
| A copy of Bank statement of other account showing savings during the past 6 months | ||
| A copy of business registration certificate (most recent 6 months) / A copy of trade registration certificate | ||
| A copy of the list of shareholders (most recent 6 months) | ||
| A copy of corporate income tax form (Phor. Phor. 30) of the most recent 6 months | ||
| A copy of bank statement of the account used for business in the borrower’s name and the business name | ||
| Document showing ownership of business premises / lease agreement | ||
| 3. Additional Documents | ||
| A copy of title deed / Ownership Document of the condominium unit (actual size) | ||
| A copy of the Agreement Buying and Selling / Buying-Purchasing Agreement | ||
| A copy of down payment / deposit (if any) | ||
Notes: The Bank reserves the right to ask for additional documents at a later date