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Finding the home you always wanted is not as difficult as you think with TMB Home Loan.

Buying a home is not something you often do. TMB understands that selecting a home or searching for a home loan is a difficult task. At TMB, we offer customized advisory service by our professional home loan team who can recommend customized privileges, interest rates, or repayment types that really fit the individual needs.
  • No matter what your dream house would be, TMB home loan can make your dream house come true.

  • You can select whether to pay equal monthly installments or increasing installments as your income grows with the TMB Step scheme.

  • Select your own tenor, up to 35 years with TMB Home Loan

Slide the house icon to calculate your homeloan.

Loan Limit

  • Minimum loan limit of Baht 500,000 and maximum loan limit of Baht 20,000,000

For a house and/or a condominium unit

  • The maximum loan is 95% (Bank’s listed projects) of the selling price or the appraisal value, whichever is lower.
  • The maximum loan is 90% of the selling price or the appraisal value, whichever is lower.
  • For a condominium unit more than Baht 6 million, Bank can offer maximum loan up to 80% of the selling price or the appraisal value, whichever is lower.

For selling price of the residence more than Baht 10.0 million

  • Bank can offer maximum loan up to 70% of the selling price or the appraisal value, whichever is lower.

Loan Tenor

For new single house, town house, twin house and condominium unit:

  • A maximum of 35 years and the sum of the tenor period and borrower’s age must not exceed 65 years.

For a secondary condominium unit:

  • a maximum of 35 years as of the date of issuance of the condominium unit title deed,
    Or. Chor. 2, provided that the sum of the tenor period and borrower’s age must not
    exceed 65 years.

Computation of installation payment

Installment payment calculator (Standard)

  • Find out about maximum loan, click here.
  • Find out about monthly installment payment, click here
  • Find out about tenor, click here
  • Installment payment calculator (Interest Rate Comparison)

  • Find out how TMB Home Loan can help you save on repayment when compared to other banks, click here.

Remarks

  • The installment payment calculator is an instrument to initially help you estimate your ability to pay by installments. The result is only an estimate and shall have no bearing on the Bank’s decision to approve the loan in any way.

Terms of Service

Borrower’s Qualifications

  • An individual with Thai nationality
  • Minimum Age 20 and over
  • The sum of tenor and the borrower’s age must not exceed 65 years.

Employment Period

  • Company Employee / Government Official / Private Enterprise Officer: minimum 6 months employment period within the same company
  • Business Owner or Partner / Shareholder: 2 years minimum business operation in Thailand

Income

  • Salaried earner: a minimum of Baht 15,000 per month, and a minimum income of all borrowers of Baht 20,000 per month
  • Business Owner: at minimum of Baht 20,000 per month

Fees

  • Appraisal fees as per company rate, in case Bank requires third party appraisal agency companies to appraise.
  • Pre-payment fee of 3% of the loan amount (minimum 2,000 Baht) will be charged, in case of refinance to other financial institution within first 3 years.
  • Other fees shall be according to the Bank’s announcement.

Required Documents

Documents required in applying for TMB’s loan products of all types include:

Documents required Salaried
Earners
Business
Entrepreneurs
1. General documents
A copy of national ID card / government official ID card / state enterprise employee’s ID card
A copy of house registration certificate
(all pages)
2. Income Verification Documents
Salary confirmation letter (most recent 2 months) and a pay slip  
A copy of bank statement of the account to which monthly salary is transferred  
A copy of Bank statement of other account showing savings during the past 6 months
A copy of business registration certificate (most recent 6 months) / A copy of trade registration certificate  
A copy of the list of shareholders (most recent 6 months)  
A copy of corporate income tax form (Phor. Phor. 30) of the most recent 6 months  
A copy of bank statement of the account used for business in the borrower’s name and the business name  
Document showing ownership of business premises / lease agreement  
3. Additional Documents
A copy of title deed / Ownership Document of the condominium unit (actual size)
A copy of the Agreement Buying and Selling / Buying-Purchasing Agreement
A copy of down payment / deposit (if any)
4. In case of refinance from another financial institution
Receipts of loan repayment of the most recent 6 months
A copy of the loan agreement / a copy of the mortgage agreement

Notes: The Bank reserves the right to ask for additional documents at a later date

For Further Information and Application:

  • ที่ตั้งสาขา
  • กรอกข้อมูลเพื่อรับการติดต่อ
  • คำนวณสินเชื่อ
  • MLR
    7.375 %
  • MOR
    7.90 %
  • MRR
    8.275 %
  • CPR
    18.00 %
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