Benefits

Mortgage protection in case of
- Death (suicide in the 1 ^st policy year is excluded)
- Total permanent disability before age 65
Reduce family‘s risk and obligation to pay mortgage loan as a result of unexpected events
Sum Assured decreases in accordance with outstanding mortgage loan
Premiums for life insurance with 10 or more years of coverage are eligible for personal income tax deduction up to 100,000 Baht per year but the premium paid for Total Permanent Disability (TPD) coverage is not eligible for tax deduction*
Life insurance product is made available from ING Life Limited.
For more information, please contact TMB branches nationwide, TMB Phone Banking 1558 or ING call center 0-2632-6000.
The information contained herein is provided as preliminary information only and does not form any part of the insurance contract. The coverage purchased, terms and conditions as well as benefits thereof shall be as stipulated in the policy contract.

* Refer to Notification of the Director-General of the Revenue Department No.172

Coverage Benefit

Coverage Benefit
Death	- ING Life will pay the outstanding loan amount (but not exceeding the sum assured) to TMB. - If the sum assured is higher than the outstanding loan, the rest of the sum assured will be paid to the secondary beneficiary.
Continuing permanent disability not less than six months	- ING Life will pay 50% of the sum insured to TMB - In case of permanent disability of 12 months, ING Life will pay the remaining 50% of the sum insured to TMB (up to outstanding balance of the loan) with remaining amounts of the 50% of the sum insured paid to the secondary beneficiary. - If the sum insured is higher than the outstanding loan, the rest of the sum insured will be paid to the secondary beneficiary.

Issue Ages : 20-60 years (age not over 65 years at maturity date)
Coverage Period: 5-30 years (inconsistent with the loan duration and subject to a maximum coverage age of 65)
Premium Payment Period : The premium is payable in a single payment and can be financed under the mortgage