Terms of insurance:

• The insured must be the aged between 15-59 years (The issues are allowed to renew policy until age 65 years)
• Be healthy, not disable in any part (s) or organ (s) and no congenital diseases and Health declaration is required for underwriting considerations.
• The insured can purchase the insurance for Maximum not more than 2 policies for each person.

Exclusion of Insurance:

• No benefit will be paid for illness occurring during the first 30 days of coverage (waiting period).
• The following diseases or conditions are not covered during the first 120 day of coverage (waiting period) in the first policy year : tumor, every type of blister or cancer, hemorrhoid, every type of hernia, pterygium or cataract, tonsil or adenoid removal, every type of stone, varicose vain at the legs, endometriosis.
• Any injure/chronic diseases happened before making the insurance and the treatment is not of the medical necessary.

Right and benefit for the customers:

Healthcare Card will be provided to convenience customers for treatment illnesses or injured from accident. Currently, TIC has networks with top hospitals more than 200 contracts through country, the customer requires to  show Healthcare Card together with the identification card to the hospitals under TIC network. Therefore, customer will allowed to have the treatment without paying expense in advance.