TMB Ready Cash

TMB Ready Cash


Broken-down car, crashed computer, sudden illness, credit card refusal in some stores

Urgent need for cash but not enough money in your pocket… Isn’t it better to have a cash card as another wallet that gives you instant access to available cash at any time when you are in need?

Simply carry a TMB Ready Cash card in your wallet and you will be able to withdraw cash at over 42,000 ATMs that displays atm pool sign nationwide without any fee.

General Benefits 

  • Credit limit is available from 30,000 baht up to 1,000,000 baht or not exceeding 5 times your monthly income.
  • Required minimum payment is at only 5% of the debt amount but not less than 1,000 baht per statement cycle.
  • Interest is charged at an effective rate based on the actual number of days the loan is outstanding.

Interest rate and fee 

Interest rate: 27% p.a.  (CPR + 9% p.a.)  

Interest rates, penalty, service charge, other fees and expenses are in accordance with the TMB’s published rates



ตรวจสอบเงื่อนไขเบื้องต้นง่ายๆ ตามอาชีพของคุณได้เลย

พนักงานบริษัท / ข้าราชการ / รัฐวิสาหกิจ ประกอบธุรกิจส่วนตัว
โดยมีฐานเงินเดือน 15,000 บาท ขึ้นไป
ประมาณการรายได้ต่อเดือน 20,000 บาท ขึ้นไป
อายุอยู่ระหว่าง 20 – 59 ปี อายุอยู่ระหว่าง 30 – 59 ปี
ทำงานที่ปัจจุบันเกิน 4 เดือนขึ้นไป ดำเนินธุรกิจในประเทศไทยไม่น้อยกว่า 2 ปีขึ้นไป

Required documents 

Company employee / government officer / state enterprise officer

  • Copy of identity card or military identity card and copy of house registration.
  • Original salary slip of latest month (carbonless paper). If the salary slip is not in form of carbonless, applicant must provide an employment confirmation letter issued and endorsed by person with authority from the company with detail of salary. Its issued date must be within 2 months prior to the application submission date. A copy of bank statement for the last 3 months is also required in case of using employment letter.

Self-employed / business owner

  • Copy of national identity card.
  • Copy of affidavit or certificate of business registration (partnership/company) and copy of shareholders’ list (not older than 3 months).
  • Copy of revolving fund bank account over the past 6 month.

หมายเหตุ  ขอสงวนสิทธิ์การพิจารณาสินเชื่อโดยอยู่ในดุลพินิจของธนาคาร 

Payment Channels 

A variety of easy payment channels for your convenience

Payment channels Fee

Payment Processing Period

TMB channels:

1. Cash payment at every branch counter nationwide

2. Payment via TMB savings account by means of

  • ATMs (Automatic Teller Machine)
  • ADMs (Deposit Machine)
  • TMB Touch
  • TMB Internet Banking (
  • Direct Debit
  • TMB Phone Banking 1558



Real time

3. To be collected at the service counter

2-5 business days

TMB’s paying agents:
  • Counter services (only cash payment not exceeding 30,000 baht/transaction)
To be collected at the service counter
  • Bangkok and vicinities: 15 baht/ transaction
  • Other provinces: 20 baht/ transaction
2 business days
  • Tesco Lotus (only cash payment not exceeding 49,000 baht/transaction)

10 baht/ transaction

  • TOT service center (only cash payment not exceeding 30,000 baht/transaction)

15 baht/ transaction


A payment fee at any of TMB’s payment agents may be subject to change according to their business policy.