What is WOW?

Sometimes doing financial transactions is a boring thing. Even you often do bill payment, money transfer but you have never gotten anything return or you might have to pay a fee. Today WOW will change your life. It will change your ordinary transactions to be more fun. You will enjoy and easily collect points through various financial transactions, which later can be easily redeemed for rewards or converted to cash via Pay with WOW service.

Get Start with WOW

You just need ALL FREE Account and TOUCH Mobile Application. You will be automatically enroll and start earning WOW







How can you collect WOW?

From doing transactions

See all Missions >

Pay with WOW

Redeeming your WOW

Recommended Rewards

Check rewards catalogue in WOW menu on TOUCH Mobile Application

WOW - Terms & Conditions


  1. The Bank reserves the right to award WOW point for the customers whose banking transactions are made via TOUCH under the terms and conditions as may be stipulated by the Bank. WOW shall be calculated and credited to the customers’ account within 2 days from the date of the transactions.  
  2. The Bank reserves the right to earn WOW only for customers who have been logged into WOW on TOUCH at least once.
  3. WOW points will be valid for 1 year. The WOW points earned in any quarter of the year will expire at the end of the corresponding quarter of the next year and will therefore be void and automatically deleted from the system on the last day in each quarter (March, June, September, December). After such date, WOW points shall be deemed as invalid and shall no longer be entitled to any reward.
  4. The customers can use WOW to redeem the reward via TOUCH only. 
  5. The Bank shall consider and assign WOW ID for the customers without allowing them to make any change thereof.
  6. Once the customers have already redeemed WOW or proceeded the Pay with WOW, they shall not be able to cancel such transaction in order to get back WOW or pick a new reward in any case whatsoever.
  7. WOW cannot be converted or changed into cash.
  8. The Bank reserves the right to change the terms and conditions in respect of the collection of WOW, reward redemption and/or merchandise items and/or points of WOW required for redeeming the reward, as well as the right to cancel WOW program by inform customer at least 30 days in advance through bank channel.
  9. The Bank reserves the right to cancel WOW and/or call back the reward and/or request the customers to be liable for the incurred damage based on the value of the WOW used for redeeming the reward. It is also the Bank’s sole discretion to revoke WOW membership of the customers who appear to be involved in fraud, abuse, counterfeit or any other act relating to reward redemption which is contradictory to the Bank’s terms and conditions or make any commercial transaction via TOUCH in order to earn WOW.
  10. In the event of disputes or arguments, the Bank’s judgment shall be deemed final.
  11. For more details, please contact TMB Contact Center at 1558, or visit www.tmbbank.com/tmbwow