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First slide
What is Pay with WOW?
A new service by ALL FREE

Your WOW is now worth like MONEY

1 WOW = 1 Baht

Every spending with ALL FREE Debit card at any stores in the world,
your wow points can be automatically converted to cash and credited to your ALL FREE account

(your ALL FREE balance must be equal to your payment amount)

Having more WOW is like having more cash

Before using 'Pay with WOW'
You must have ALL FREE, TOUCH, and WOW
How to activate Pay with WOW
in TOUCH?
You can turn on / turn off Pay with WOW
in TOUCH by yourself.

Get in WOW menu

Go to Pay with WOW menu at the top of WOW main page

Turn on
Pay with WOW

How to Pay with WOW?
Convenient spending with your ALL FREE debit card

Card swipe

for in-store purchases

Online shopping

using the 16-digits of your
ALL FREE debit card

หรือ

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Conditions before using

Pay with WOW ทำงานอย่างไร

Pay with WOW

  • To use Pay with WOW, ALL FREE balance must be equal to your payment amount.
  • After activating Pay with WOW, when making a purchase with ALL FREE debit card, WOW points will be deducted same amount with the payment and will be converted to cashback in ALL FREE account (1 WOW = 1 baht).
    • Customer who has 100 WOW points and spend 100 baht with debit card : All WOW points will be automatically deducted and cash will be credited back to ALL FREE account amount 100 baht (a FREE purchase)
    • Customer who has 50 WOW points and spend 100 baht with debit card : All WOW points will be automatically deducted and cash will be credited back to ALL FREE account amount 50 baht (or 50 baht discount)
    • Customer who has 200 WOW points and spend 100 baht with debit card : 100 WOW points will be automatically deducted and cash will be credited back to ALL FREE account amount 100 baht (or 100 baht discount) and remain 100 WOW points in balance.
  • If purchase is made by applying foreign currency, the payment amount will be firstly converted to Thai Baht, before deducting WOW points.
  • Payment fractions are always rounded up.
Pay with WOW Terms and Conditions
  • The Bank reserves the right to provide Pay with WOW only for ALL FREE debit card customers who has activated Pay with WOW on TOUCH mobile application. The activation is allowed for more than 1 card per customer concurrently without interconnection among cards activated. The customer is required to activate Pay with WOW for all cards that the customer wishes to use this service.
  • Once Pay with WOW is activated and payment transaction made with the minimum payment amount of 40 Baht via ALL FREE debit card when the customer has the available WOW points at least 40 WOW points, the Bank will deduct WOW points for use in lieu of proceeds in the same actual amount of payment transaction made. Each payment transaction will use all available WOW points maintained by the customer at that time or WOW point not exceeding the payment transaction amount made via ALL FREE debit card. The customer is required to maintain a balance in ALL FREE account to be sufficient for the relevant payment transaction amount.
  • After the customer makes payment transaction, the system will deduct such balance from customer’s ALL FREE account. Then, the associated WOW points will be deducted and converted into a cashback to credit to customer’s ALL FREE account linked to ALL FREE debit card used for such payment transaction at the rate of 1 WOW point = 1 Baht, provided that cashback credited will equal to WOW points deducted.
  • In the case that the customer does not have WOW points, Pay with WOW will automatically deactivate to prevent incomplete transactions. In case the customer earns WOW points and wishes to use Pay with WOW, the customer must reactivate Pay with WOW on TOUCH mobile application.
  • In the case of payment transaction made in foreign currency, the Bank will convert the amount of such payment transaction denominated in foreign currency into Thai baht by referring to VISA Exchange Rates and deduct the customer’s WOW points in the number equivalent to the outcome of such calculation into Thai baht.
  • In the case where the amount of payment transaction made via ALL FREE debit card and Pay with WOW denominated in Thai baht or foreign currency has the decimal point ranging between .01-.99, the Bank will always round up the payment transaction amount paid via ALL FREE debit card and WOW points to the next higher whole number.
  • If the customers have made transaction successfully, the Bank reserves the right not to return WOW points in all respects.
  • The Bank reserves the right to amend or change any terms and conditions for Pay with WOW by inform customer at least 30 days in advance through bank channel.

Turn on ' Pay with WOW' in TOUCH